Are you Overpaying for your Health Insurance?

Many of us have asked ourselves this question: Am I overpaying for my health insurance? I only go to the doctor for my annual physical, I never meet my deductible, and I pay co-pays when I do see the doctor. When I’m actually sick, I don’t find myself even using my coverage because the deductible is so high and I’m paying co-pays on top of my monthly premium.

Does this sound like a situation you have found yourself in over and over? 

Lucky for you, there are actually health insurance plans out there that cater to those that are healthier individuals that may qualify for better coverage at a lower cost. Does this sound too good to be true? I’m happy to tell you it's not! Like many plans in place before the Affordable Care Act (ACA) was established, there are still underwritten plans that give individuals the ability to purchase a better insurance plan that provides more benefits at a lower cost just for being healthy!

Wow, this actually exists? Yes, it does. In today’s market, insurance has become more and more complicated; but, it really doesn’t have to be. With a little help from an advisor, you could be saving potentially thousands a year on your health care for you, your family and /or business if you are able to medically qualify! 

If you would like more information on how to apply and see if this is an option for you, please call me today for a free consultation and quote.

Marissa Cudzilo

850-974-1712

marissa@insurahelp.com